Planned Gifts

You can plan a legacy gift that will have a significant impact on Rivier’s future as well as provide you with benefits and advantages.

A planned gift is one that is planned for today and allocated at a future date. You can include a gift in your estate plans or through a variety of planned gift vehicles designed to benefit both you and the University.

Bequests and Estate Plan Gifts

The simplest form of gift planning, a bequest allows you to plan now and give later through your will or estate plan. The amount left to the University can be stated as a dollar amount or as a percentage of assets to be given. You can make a significant impact through a gift that costs nothing during your lifetime and can ensure that 100% of your money is put to the purpose of your choice.

Life Income Gifts

Designed to benefit both the donor and the University, life income gifts are great options for alumni and friends who wish to contribute to Rivier while also receiving tax benefits and a lifelong income stream.

A life income gift allows you to give assets to Rivier while providing for yourself or others with income for a period of time before Rivier is permitted to use your gift. You can make a life income gift by transferring securities, cash, or other property to Rivier. The University then manages the investment of assets and pays an income to you, your designated beneficiaries, or both.

Charitable Gift Annuities

In exchange for an outright gift, Rivier agrees by contract to pay a fixed amount each year to you and/or another beneficiary for life.

Charitable Remainder Unitrusts

You establish a trust from which you and/or other beneficiaries receive variable annual payments for life and/or a term of years. At the end of the term, the remainder of the trust assets goes to Rivier for the purposes you designate.

Charitable Remainder Annuity Trusts

You establish a trust from which you and/or other beneficiaries receive annual payments of a fixed dollar amount for life and/or a term of years, after which the remainder of the trust assets pass to Rivier for the purposes you designate.

Life Insurance Policies

You can have a big impact at little cost by naming Rivier as a beneficiary of a life insurance policy. Your donation may be exempt from federal estate tax, ensuring the full impact of your gift on future generations of students in support of the designation of your choice.

Gifts of Real Estate

There are several ways you can make a substantial gift by donating gifts of appreciated real estate—either during your lifetime or through your estate plans. You can avoid capital gains tax and reduce taxable assets from your estate while making a gift that will have a huge impact on the University.

Other Types of Gifts

IRA Charitable Rollover

If you are 70½ years or older, you can take advantage of a simple way to benefit Rivier and receive tax benefits in return. You can give up to $100,000 from your IRA directly to a qualified charity such as ours without having to pay income taxes on the money. Your gift put will be put to use today, allowing you to see the impact of your support.

Donor-Advised Funds

A donor-advised fund, which is like a charitable savings account, gives you the flexibility to recommend how much and how often money is granted to Rivier and other charities you support. You transfer cash or other assets to a tax-exempt sponsoring organization such as a public foundation and may qualify for a federal income tax charitable deduction at the time you contribute to the account. You can then recommend how much and how often money is granted.

The information on this page is not intended as legal or tax advice. For specific advice for you and the state in which you live, consult an attorney or tax advisor.