Human Resources

Benefits

Welcome to the Rivier Benefits Summary Page!

Download a PDF version! 2018 Benefits Summary

Full-time Staff & Faculty are eligible for benefits the 1st of the month after date of hire. 

Medical – Harvard Pilgrim Health Care – 3 Options

Elevate Health Plan (NH-based Network) or HMO LP Plan (New England Network)

  • $30 copay for PCP visits, $60 copay for Specialist visits, $60 copay for Urgent Care, $250 copay for Emergency Room after deductible
  • $10/$25/$50/$150 copays for retail RX – $10/$50/$100/$450 copays for mail-order RX (90-day supply)
  • Chiropractic and Acupuncture visits – $30 copay, max visits apply per calendar year
  • $5,000 individual/$12,000 family deductible applies to inpatient care, ambulance, CT scan, MRI, X-Ray, durable medical equipment, lab tests and/or outpatient surgery performed at a hospital facility
  • Day Surgery – Select Surgery Centers – $100 copay
  • Vision – $30 copay for 1 exam per year
  • Visionworks eyewear program allows certain coverage and free frames (Tier 1) if you have your routine eye exam done at a participating Visionworks
  • https://www.harvardpilgrim.org/public/discounts-savings 
  • Automatically enrolled in the Health Reimbursement Arrangement (HRA) – see information on the HRA below.

High Deductible HMO/HSA 5000 Plan (New England Network)

  • $5,000 individual/$10,000 family deductible
  • 100% coverage after deductible is met for most services including office visits, inpatient, outpatient, lab services, x-ray, imaging services, urgent care, emergency room, physical therapy, and ambulance
  • Annual preventative services – 100% coverage
  • Vision – 100% coverage for 1 exam per calendar year
  • $5/$20 copay, 20%/30% coinsurance for retail RX after deductible; $10/$40 copay, 20%/30% coinsurance for mail order RX (90-day supply) after deductible
  • Able to participate in the Health Savings Account (HSA) and receive bi-weekly payroll contributions – see information on the HSA below.

Important Plan Documents

2018 HPHC Elevate Health Schedule of Benefits

2018 HPHC HMO LP Schedule of Benefits

2018 HPHC HMO HSA Schedule of Benefits

2018 Elevate Health

2018 SBC – Best Buy HMO LP

2018 SBC – Best Buy HSA HMO

Preventative Care 2017 ACA

Dental (Northeast Delta Dental) – Premier Plus PPO

  • Eligibility: First day of the month following date of hire
  • 100% coverage for diagnostic and preventative procedures, including four (4) cleanings in a 12-month period
  • 80% coverage for basic procedures, including restorative treatment, oral surgery,endodontics, periodontics, denture repair, and emergency palliative treatment
  • 50% coverage for major procedures, including prosthodontic treatment
  • $1,000 calendar year maximum per person
  • $50 individual / $150 family deductible per calendar year

Important Plan Documents

2018 Dental Summary of Benefits

Rivier Wellness Program

Health Reimbursement Arrangement (Benefit Strategies)

  • Eligibility: First day of the month following date of hire
  • Employees and their dependents enrolled in the medical plan will be reimbursed for expenses incurred against the medical plan deductible
  • Each member enrolled in the medical plan will be reimbursed the remaining amount of the individual deductible after the first $3,000, up to a maximum of $2,000 per calendar year
  • Reimbursement is automatic via direct feed between Benefit Strategies and Harvard Pilgrim Health Care

Flexible Spending Accounts (Benefit Strategies)

  • Eligibility: First day of the month following date of hire
  • Employees may elect to contribute pre-tax dollars to an FSA for reimbursement of eligible expenses
    Health FSA (annual maximum of $2,650) for out-of-pocket medical, dental, vision, and hearing expenses
    Dependent Care FSA (annual maximum of $5,000) for expenses related to dependent day care

Health Savings Accounts (Benefit Strategies)

  • Must be enrolled in the High Deductible HMO/HSA 500 Health Plan to participate
  • Tax-favored savings account used to pay qualified medical expenses; can carry over year-to-year
  • Bi-weekly payroll contributions to HSA made as follows: $50 – Single/$80 – 2-Person/$120 – Family
  • Additional employee contributions can be made up to maximum of $3,450 for employee only and $6,900 for family

Life, AD&D and LTD (Anthem Blue Cross and Blue Shield)

  • Eligibility: First day of the month following date of hire
  • Premiums paid by Rivier University
    Life Insurance: Valued at 1.5x base salary, rounded to the next highest $1,000, up to a maximum of $150,000
    AD&D: Valued at 1.5x base salary, rounded to the next highest $1,000, up to a maximum of $150,000
    Long-Term Disability: Replaces up to 60% of monthly covered compensation, not to exceed $5,000, after a 90-day elimination period

Voluntary Life Insurance and Short Term Disability

  • Eligible the first of the month following date of hire; premiums are paid by employee

Anthem Resource Advisor

  • Eligibility: date of hire
  • Premiums paid by Rivier University
  • Provides confidential counseling services, travel protection, legal consultations, financial guidance, health coaching, and wellness work/life resources to the employee and members of their household

403(b) Retirement Plans (TIAA)

  • Tax-Deferred Annuity Plan: As of the first day of the month following date of hire, employees may elect to contribute pre-tax dollars towards retirement savings, up to the IRS maximum
  • Defined Contribution Plan: After one year of employment, employees may elect to contribute 5% of base salary towards retirement savings; the University will contribute a 5% match
    Designated Roth Account: As of the first day of the month following date of hire, employees may elect to contribute post-tax dollars towards retirement savings, up to the IRS maximum.

Tuition Remission at Rivier University

  • Eligibility: first semester following date of hire
  • Employees, spouses, and dependent children are eligible for 100% tuition remission at Rivier University
    Employee: may waive a maximum of two (2) classes per semester (may register for classes no earlier than 1 week before class starts)
    Spouse: may waive courses up to a full-time status (may register for classes no earlier than 1 week before class starts)
    Dependent Child: may waive courses up to a full-time status
  • Calendar year maximum benefit of $5,250 applies to coursework in pursuit of 2nd undergraduate degree or graduate degree
  • No calendar year maximum for coursework in pursuit of a 1st undergraduate degree

Tuition Exchange through NHCUC (Colby-Sawyer College, Franklin Pierce University, New England College, St. Anselm College, SNHU)

  • Eligibility: one year of employment
  • Dependent children of employees are eligible for tuition remission at participating institutions; student must meet institution’s admissions requirements

Tuition Exchange through CIC-TEP (www.cic.edu/tep)

  • Eligibility: one year of employment
  • Dependent children of employees are eligible for tuition remission at participating institutions; student must meet institution’s admissions requirements

Tuition Exchange through TE (National Tuition Exchange Network)

  • Eligibility: one year of employment
  • Dependent children of employees are eligible for tuition remission at participating institutions; student must meet institution’s admissions requirements

Time-Off Benefits

  • Family Medical Leave
  • Holidays: ten (10) per calendar year
  • Bereavement Leave: one (1) to five (5) days
  • Paid Time Off (PTO): staff accrue PTO based on length of continuous service and scheduled hours
    Non-Exempt staff accrue sixteen (16) days annually, up to a maximum of thirty (30) days
    Exempt staff accrue twenty-one (21) days annually, up to a maximum of thirty (30) days
  • Extended Sick Leave (ESL): staff accrue five (5) days annually, up to a maximum of ninety (90) days

Discounts available to Rivier employees HERE

Additional 2018 Benefit Plan Documents

Delta Dental Plan Description
Anthem Long Term Disability
Anthem Life Benefits
Anthem Optional Life
TIAA-CREF 403(b) Plan Summary Plan Description