ShareSupport RivierPlanned GivingRivier University Heritage Society The Rivier University Heritage Society recognizes those alumni and friends who have included Rivier in their estate plans. Members of the Heritage Society are recognized annually in Rivier Today, the magazine of Rivier University. If you have already included Rivier in your estate plans or intend to do so, you are invited to contact the Office of University Advancement and Alumni Relations. If you have considered the University in your plans but do not wish to be listed, please let us know and only the names of alumni and friends who have given authorization will be listed. The University is thankful for the generosity and vision of the members of the Heritage Society. Together, we can ensure that Rivier’s mission of ‘transforming hearts and minds to serve the world’ remains vibrant on our campus in Nashua and throughout the world long into the future. Charitable Gift Annuities Designed to benefit both the donor and the University, the gift annuity is a great option for alumni and friends who wish to contribute to Rivier while also receiving tax benefits and a lifelong income stream. In addition to providing these personal benefits to the donor, the gift which funds the annuity advances Rivier’s mission and supports the role of teaching and learning for years to come. Here is how this win-win gift option works: In exchange for a gift, Rivier agrees by contract to pay a fixed amount each year to one or two beneficiaries (the annuitants) for life. The payout rate is based on life-expectancy tables and varies, depending on several factors, including the donor’s age. It is recalculated for new annuities each year by the National Council on Gift Annuities. Payments are made to the donor typically on an annual, semi-annual, or quarterly basis. The Charitable Gift Annuity rate is almost always more attractive than commercial annuity rates. The principal is invested, from which the payments to the donor are made. Payments cease upon the donor’s death, and the remaining principal is available to Rivier based on the donor’s gift intent. Payments may begin immediately, or the donor may opt to defer the first payment to a later year, while the fund grows, ensuring a higher principal and payout. The donor receives an initial tax advantage for the year in which the contribution is made and subsequent advantages in following years. The annuity may be funded by cash, stock, real estate, or U.S. Savings Bond. The donor pays no capital gains tax on the transfer of the gift. To discuss a charitable gift annuity, contact the Office of University Advancement and Alumni Relations at (603) 897-8665.